Holiday Home Finance
At Seal Bay Resort

Finance available from 7.9% APR*

Holiday home finance made simpler

As it should be

Buying a holiday home doesn’t have to feel out of reach.

For many Owners, finance is what makes ownership possible sooner — helping spread the cost into manageable monthly payments instead of one larger upfront payment.

Whether you’re looking for your first holiday home or something newer with more space, our team can talk you through the options available and help find something that works for your budget.

No pressure. No confusing jargon. Just straightforward support from people who understand holiday home ownership properly.

 

Browse our holiday homes for sale

How Finance Works at Seal Bay

  1. Find the Right Holiday Home
    Browse new and pre-owned holiday homes to find something that suits your lifestyle and budget.
  2. Talk through your options
    Our team can explain deposits, repayment terms and monthly payment examples in a simple, straightforward way. In many cases, we can carry out a soft credit search first to give you an indication of what may be possible, without impacting your credit score.
  3. Complete your application
    If you’re happy to move forward, we’ll guide you through the next steps and full application process.
  4. Start enjoying ownership
    Once everything’s complete, you can start making more time by the coast at Seal Bay.

Caravan and Lodge Finance Calculator

Seal Bay Resort

Check out our finance calculator to view available finance options for our new and pre-owned caravans and lodges.

£

17995

300000

£

2199.5

19795.5

months

12 months

180 months

Your holiday home

Cash price:

Estimated repayment: / month

Total Credit Advance

Cash price less deposit:

Representative APR rate

Fixed option to purchase fee

Interest rate

Total charge for credit (including fees)

Total amount payable

Full finance breakdown

Based on a £17,995 10x28ft Delta Goodwood
with £3,995 site fees included

Example Holiday Home: Delta Goodwood
Cash price: £21,995
Deposit: £2,199
Amount of credit: £19,791
Total charge for credit: £8,557.80
Monthly payment: £236.24
Interest rate: 7.62%
Representative APR: 7.9%
Loan Duration: 120 months
Total amount payable: £28,348.80

Advertiser: White Horse Caravan Company Ltd trading as ‘Seal Bay Resort’ (Reg. No. 12134765) which is part of the Cove group and is authorised and regulated by the Financial Conduct Authority (FRN 782645) for credit broking activities. Seal Bay act as a credit broker, finance for this offer is provided by DF Capital (UK) plc (Reg.No. 10198535, FRN 670415. ). Seal Bay can only introduce you to lenders and may receive commission or other benefits for doing so. Finance is subject to status, terms and conditions apply. Minimum age restrictions may be in place.

Holiday Home Finance FAQs

at Seal Bay Resort

When purchasing a holiday home, there are 3 options available:

  1. Some people are fortunate enough to have the cash in the bank.
  2. If not, then don’t worry, as most of our owners use one of our flexible funding packages. This means you can put in as little as 10% deposit and spread the rest over a maximum of 120 monthly payments.
  3. The third option is very similar to a flexible funding package because some of our owners will go to their own bank and arrange the funding directly with them.

The majority of our holiday homes can be purchased using finance. Sometimes the finance term may need to be over a shorter period due to the age of the holiday home.

The minimum deposit needed to purchase a static caravan is 10% of the total sales price. However, if you already own a holiday home with us and are looking to upgrade your holiday home, then the deposit can potentially be less.

Yes you can spread the cost of your holiday home with monthly payments. The amount of deposit you put in will determine the monthly payment amount.

Finance can be arranged over a maximum of 120 monthly payments, depending on the age of the caravan.

Your payment security matters to us. For that reason, we recommend paying by bank transfer or by debit or credit card while you’re on park.

If you cannot make a card payment in person, you can use our secure online payment portal. We can also take payment over the phone, with additional security checks in place.

Due to anti-money laundering regulations, we can only accept cash payments up to £6,000 towards a holiday home purchase. Any cash payments will be counted and witnessed, and a receipt will be provided.

If you have any questions about making a payment or would like reassurance about the process, please speak to our team. We are here to help.

The interest rate applied to your finance is determined by the lender themselves. The lender will take into account your credit score and affordability, and the better those two are, would mean receiving a lower interest rate.

The application process to see if you would be successfully approved for finance is very easy. Just give one of our friendly and helpful team members a call on 01243 604121 and click option 3 for the Caravan Sales Team.

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